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Travel Guard Basic & Silver Trip Cancellation Travel Insurance Plans for FL, PA & WA residents only
Click here if you looking for the Travel Guard Gold plan
| This is a long page – You get lots of information and prices |
Essential & Silver plans have their strengths & quibbles:
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| Why Buy It? |
Quibbles |
The Silver & Basic plans have $10,000 Secondary Emergency Medical coverage (can be upgraded to $30,000) & $100,000 Emergency Medical Evacuation |
The Silver & Basic plans have a $50 medical deductible (you get an extra $20,000 medical for $4 – $20 per person depending on your age). |
You have to buy the Expanded plan no later than 14 calendar days after your initial trip deposit date to cover pre-existing conditions & supplier financial default |
The maximum trip cost you can insure for pre-existing conditions is $15,000 per person. If your per person trip cost exceeds $15,000 you still have pre-existing conditions coverage on the first $15,000 per person trip cost. |
The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, nor pre-existing conditions coverage. |
A $0 trip cost changes your policy’s effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money |
You can insure a maximum trip cost of $100,000 per person with both Travel Guard plans |
The Basic doesn’t cover pre-existing conditions & supplier financial default, either. |
Travel Guard can advance payment to a medical facility if needed to secure Your admission |
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The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, trip interruption, financial default nor pre-existing conditions coverage |
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The Silver covers 1 child 17 & under free with each related adult on the same policy |
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These plans have a 180 day Pre-existing Condition Lookback Period |
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You have a 14 day Free Look Period |
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Travel Guard’s maximum trip length is 365 days |
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Everyone with the same itinerary is considered a traveling companion |
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| If you already know you want the Basic or Silver plan, click on one of the links above or call us toll free at 1 – 888-407-3854 to order over the telephone |
The Travel Guard plans cover you for up to $30,000 Secondary Emergency Medical, $100,000 Emergency Medical Evacuation and 100% Trip Interruption. 14 day money back satisfaction guarantee. US residents only. All benefits are expressed in U.S. dollars.
Note: The Travel Guard Silver plan covers a maximum of $15,000 per person trip cost for pre-existing medical conditions. If your per person trip cost exceeds $15,000 you still have pre-existing conditions coverage on the first $15,000 per person trip cost. In addition, if you want to have pre-existing medical conditions coverage on the amount over $15,000, you can get a CSA Freestyle plan to supplement the difference. Click here to see the CSA Freestyle plan’s details.
Travel Guard’s Certificates of Coverage: (DOC)
| Basic DOC |
Silver DOC |
| A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Basic or Silver DOC. You may click on the link to view or download it |
The Travel Guard Basic and Silver Plans Cover:
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| Plan Name |
Basic |
Silver |
| Secure online order link (you don’t pay extra fees using us) |
Basic’s secure online purchase page |
Silver secure online purchase page |
| Money Back Guarantee |
14 days |
| Trip Cancellation (per person) |
Up to the insured amount |
| Trip Interruption (per person) |
Up to the insured amount |
| Emergency Medical (per person) – Travel Guard can advance payment to a medical facility if needed to secure Your admission |
$10,000 ($50 deductible) |
| Emergency Medical Evacuation / Repatriation (per person) |
$100,000 |
| Your deadline to waive the Pre-Existing Condition exclusion |
No Pre-Existing Condition Waiver |
Your Initial Trip Deposit Date plus 14 calendar days |
| Pre-Existing Condition Lookback Period |
180 Days |
| Travel Baggage (per person) |
$500 ($50 deductible) |
$750 ($50 deductible) |
| Travel Baggage Delay (per person) |
$100 (after 24 hours) |
$200 (after 24 hours) |
| Travel Delay (per person) |
$500 ($100 a day after 12 hours) |
| Travel Supplier Financial Default |
No Financial Default Coverage |
14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days |
| Damage To Your Rental Car (Not available to residents of OR & TX) |
Yes, as a separate plan |
| 24-hour Assistance Services |
Included |
| Terrorist Incident coverage in Itinerary City |
“…in a city to which you were scheduled to arrive within 30 days” |
| Optional Upgrades |
• Optional upgrade to $20,000 medical & $200,000 evacuation is available
• Up to $500,000 Flight Insurance |
• Optional upgrade to $20,000 medical & $200,000 evacuation is available
• Up to $500,000 Flight Insurance |
| Some More Details: |
• Secondary medical coverage
• Optional upgrade to $20,000 medical is available |
• Secondary medical coverage
• Optional upgrade to $20,000 medical & $200,000 evacuation is available
• One child age 17 & under is free for each related adult 18 or older on the same policy |
| Insurance Underwriter |
National Union Fire Insurance Company (A Rated) |
| Secure online order link (you don’t pay extra fees using us) |
Go to the Basic’s secure online order form |
Go to the Silver’s secure online order form |
Here are the Travel Guard Basic Plan Prices:
Take note of this important Travel Guard Basic Plan pricing information:
The Travel Guard Basic Plan Prices
|
Per Person Trip Cost
(US dollars) |
Ages
0 – 34 |
Ages
35 – 59 |
Ages
60 – 69 |
Ages
70 – 74 |
Ages
75 – 79 |
Ages
80 – 84 |
Ages
85+ |
| $0 |
13 |
19 |
24 |
28 |
41 |
51 |
60 |
| $1 – 250 |
16 |
23 |
27 |
33 |
43 |
59 |
67 |
| $251 – 500 |
18 |
27 |
30 |
38 |
45 |
68 |
74 |
| $501 – 1,000 |
31 |
39 |
49 |
67 |
81 |
105 |
125 |
| $1,001 – 1,500 |
40 |
53 |
67 |
88 |
116 |
138 |
176 |
| $1,501 – 2,000 |
54 |
71 |
92 |
125 |
151 |
179 |
227 |
| $2,001 – 2,500 |
69 |
89 |
114 |
154 |
186 |
221 |
278 |
| $2,501 – 3,000 |
83 |
105 |
136 |
184 |
222 |
261 |
330 |
| $3,001 – 3,500 |
98 |
111 |
159 |
214 |
256 |
302 |
381 |
| $3,501 – 4,000 |
111 |
122 |
180 |
243 |
292 |
351 |
432 |
| $4,001 – 4,500 |
124 |
139 |
228 |
272 |
326 |
397 |
483 |
| $4,501 – 5,000 |
138 |
155 |
256 |
302 |
362 |
444 |
533 |
| $5,001 – 5,500 |
159 |
183 |
281 |
355 |
397 |
498 |
585 |
| $5,501 – 6,000 |
178 |
211 |
306 |
388 |
432 |
551 |
636 |
| $6,001 – 6,500 |
194 |
231 |
334 |
422 |
467 |
602 |
687 |
| $6,501 – 7,000 |
210 |
250 |
362 |
455 |
502 |
653 |
738 |
| $7,001 – 8,000 |
231 |
272 |
406 |
514 |
573 |
735 |
842 |
| $8,001 – 9,000 |
259 |
295 |
450 |
575 |
644 |
815 |
944 |
| $9,001 – 10,000 |
287 |
317 |
496 |
633 |
717 |
896 |
1,049 |
| The Basic’s Medical Upgrade cost (extra $30,000 Medical & No Deductible) |
| You need to add Travel Guard’s $3 per policy service fee to these prices: |
$4 |
$6 |
$8 |
$10 |
$12 |
$15 |
$20 |
| Per Day Rate for Trips Over 30 Days |
$5 |
5 |
6 |
7 |
8 |
9 |
10 |
Click here for the Travel Guard Basic secure online order form
Here are the Travel Guard Silver Plan Prices:
Take note of this important Travel Guard Silver Plan pricing information:
- The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person
- $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
- The highest per person trip cost you can order online is $100,000. Call us at 1-888-407-3854 if your per person trip cost exceeds $100,000 to get quotes on, or to order other plans that can cover your full trip cost.
- It’s the same price for a trip of up to 30 days
- You can increase the Emergency Medical to $20,000 for $10 – $55 per person depending on your age
- Travel Guard Silver has a $7 non-refundable policy fee
- The daily per person rates for a 31 – 365 days’ trip is $5
- Here’s the Travel Guard Silver secure online order form
The Travel Guard Silver Plan Prices
|
Per Person Trip Cost
(US dollars) |
Ages
0 – 34 |
Ages
35 – 59 |
Ages
60 – 69 |
Ages
70 – 74 |
Ages
75 – 79 |
Ages
80 – 84 |
Ages
85+ |
| $0 |
14 |
21 |
27 |
31 |
46 |
58 |
67 |
| $1 – 250 |
17 |
25 |
31 |
37 |
48 |
67 |
76 |
| $251 – 500 |
20 |
30 |
34 |
43 |
51 |
77 |
85 |
| $501 – 1,000 |
35 |
44 |
55 |
75 |
96 |
123 |
145 |
| $1,001 – 1,500 |
45 |
60 |
75 |
99 |
136 |
161 |
205 |
| $1,501 – 2,000 |
61 |
80 |
104 |
142 |
175 |
207 |
263 |
| $2,001 – 2,500 |
78 |
100 |
128 |
174 |
214 |
254 |
330 |
| $2,501 – 3,000 |
95 |
118 |
154 |
208 |
256 |
297 |
390 |
| $3,001 – 3,500 |
111 |
125 |
180 |
242 |
292 |
341 |
447 |
| $3,501 – 4,000 |
126 |
137 |
204 |
274 |
332 |
396 |
501 |
| $4,001 – 4,500 |
142 |
157 |
260 |
310 |
371 |
459 |
562 |
| $4,501 – 5,000 |
158 |
178 |
291 |
346 |
412 |
513 |
619 |
| $5,001 – 5,500 |
182 |
210 |
319 |
403 |
451 |
573 |
678 |
| $5,501 – 6,000 |
203 |
240 |
347 |
441 |
491 |
632 |
738 |
| $6,001 – 6,500 |
220 |
262 |
379 |
479 |
530 |
694 |
795 |
| $6,501 – 7,000 |
239 |
284 |
413 |
519 |
573 |
755 |
860 |
| $7,001 – 8,000 |
263 |
309 |
462 |
586 |
653 |
847 |
977 |
| $8,001 – 9,000 |
295 |
334 |
512 |
654 |
734 |
946 |
1,102 |
| $9,001 – 10,000 |
328 |
363 |
567 |
723 |
822 |
1,044 |
1,226 |
| The Silver’s Medical Upgrade cost (extra $20,000 Medical & No Deductible) |
| You need to add Travel Guard’s $3 per policy service fee to these prices: |
$10 |
$15 |
$20 |
$25 |
$35 |
$45 |
$55 |
| Per Day Rate for Trips Over 30 Days |
$5 |
5 |
6 |
7 |
8 |
9 |
10 |
Our Other information Pages:
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TripInsuranceStore.com
401 NW Whitlock Drive Lee's Summit, MO 64081
Local: 507-214-3854 Toll free: 1-888-407-3854
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Saturday: We're here during the day
Sunday: We're here in the afternoon
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