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Travel Guard Basic & Silver Trip Cancellation Travel Insurance Plans for FL, PA & WA residents only

Click here if you live in a state other than FL, PA or WA to see the correct plan for you

Click here if you looking for the Travel Guard Gold plan

This is a long page – You get lots of information and prices

Essential & Silver plans have their strengths & quibbles:

Why Buy It? Quibbles
The Silver & Basic plans have $10,000 Secondary Emergency Medical coverage (can be upgraded to $30,000) & $100,000 Emergency Medical Evacuation The Silver & Basic plans have a $50 medical deductible (you get an extra $20,000 medical for $4 – $20 per person depending on your age).
You have to buy the Expanded plan no later than 14 calendar days after your initial trip deposit date to cover pre-existing conditions & supplier financial default The maximum trip cost you can insure for pre-existing conditions is $15,000 per person. If your per person trip cost exceeds $15,000 you still have pre-existing conditions coverage on the first $15,000 per person trip cost.
The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, nor pre-existing conditions coverage. A $0 trip cost changes your policy’s effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
You can insure a maximum trip cost of $100,000 per person with both Travel Guard plans The Basic doesn’t cover pre-existing conditions & supplier financial default, either.
Travel Guard can advance payment to a medical facility if needed to secure Your admission
The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, trip interruption, financial default nor pre-existing conditions coverage
The Silver covers 1 child 17 & under free with each related adult on the same policy
These plans have a 180 day Pre-existing Condition Lookback Period
You have a 14 day Free Look Period
Travel Guard’s maximum trip length is 365 days
Everyone with the same itinerary is considered a traveling companion
If you already know you want the Basic or Silver plan, click on one of the links above or call us toll free at 1 – 888-407-3854 to order over the telephone

Travel GuardThe Travel Guard plans cover you for up to $30,000 Secondary Emergency Medical, $100,000 Emergency Medical Evacuation and 100% Trip Interruption. 14 day money back satisfaction guarantee. US residents only. All benefits are expressed in U.S. dollars.

Note: The Travel Guard Silver plan covers a maximum of $15,000 per person trip cost for pre-existing medical conditions. If your per person trip cost exceeds $15,000 you still have pre-existing conditions coverage on the first $15,000 per person trip cost. In addition, if you want to have pre-existing medical conditions coverage on the amount over $15,000, you can get a CSA Freestyle plan to supplement the difference. Click here to see the CSA Freestyle plan’s details.

Travel Guard’s Certificates of Coverage: (DOC)

Basic DOC Silver DOC
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Basic or Silver DOC. You may click on the link to view or download it

 

The Travel Guard Basic and Silver Plans Cover:

Plan Name Basic Silver
Secure online order link (you don’t pay extra fees using us) Basic’s secure online purchase page Silver secure online purchase page
Money Back Guarantee 14 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to the insured amount
Emergency Medical (per person) – Travel Guard can advance payment to a medical facility if needed to secure Your admission $10,000 ($50 deductible)
Emergency Medical Evacuation / Repatriation (per person) $100,000
Your deadline to waive the Pre-Existing Condition exclusion No Pre-Existing Condition Waiver Your Initial Trip Deposit Date plus 14 calendar days
Pre-Existing Condition Lookback Period 180 Days
Travel Baggage (per person) $500 ($50 deductible) $750 ($50 deductible)
Travel Baggage Delay (per person) $100 (after 24 hours) $200 (after 24 hours)
Travel Delay (per person) $500 ($100 a day after 12 hours)
Travel Supplier Financial Default No Financial Default Coverage 14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days
Damage To Your Rental Car (Not available to residents of OR & TX) Yes, as a separate plan
24-hour Assistance Services Included
Terrorist Incident coverage in Itinerary City “…in a city to which you were scheduled to arrive within 30 days”
Optional Upgrades • Optional upgrade to $20,000 medical & $200,000 evacuation is available
• Up to $500,000 Flight Insurance
• Optional upgrade to $20,000 medical & $200,000 evacuation is available
• Up to $500,000 Flight Insurance
Some More Details: • Secondary medical coverage
• Optional upgrade to $20,000 medical is available
• Secondary medical coverage
• Optional upgrade to $20,000 medical & $200,000 evacuation is available
• One child age 17 & under is free for each related adult 18 or older on the same policy
Insurance Underwriter National Union Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Go to the Basic’s secure online order form Go to the Silver’s secure online order form

Here are the Travel Guard Basic Plan Prices:

Take note of this important Travel Guard Basic Plan pricing information:

The Travel Guard Basic Plan Prices

Per Person Trip Cost
(US dollars)
Ages
0 – 34
Ages
35 – 59
Ages
60 – 69
Ages
70 – 74
Ages
75 – 79
Ages
80 – 84
Ages
85+
$0 13 19 24 28 41 51 60
$1 – 250 16 23 27 33 43 59 67
$251 – 500 18 27 30 38 45 68 74
$501 – 1,000 31 39 49 67 81 105 125
$1,001 – 1,500 40 53 67 88 116 138 176
$1,501 – 2,000 54 71 92 125 151 179 227
$2,001 – 2,500 69 89 114 154 186 221 278
$2,501 – 3,000 83 105 136 184 222 261 330
$3,001 – 3,500 98 111 159 214 256 302 381
$3,501 – 4,000 111 122 180 243 292 351 432
$4,001 – 4,500 124 139 228 272 326 397 483
$4,501 – 5,000 138 155 256 302 362 444 533
$5,001 – 5,500 159 183 281 355 397 498 585
$5,501 – 6,000 178 211 306 388 432 551 636
$6,001 – 6,500 194 231 334 422 467 602 687
$6,501 – 7,000 210 250 362 455 502 653 738
$7,001 – 8,000 231 272 406 514 573 735 842
$8,001 – 9,000 259 295 450 575 644 815 944
$9,001 – 10,000 287 317 496 633 717 896 1,049
The Basic’s Medical Upgrade cost (extra $30,000 Medical & No Deductible)
You need to add Travel Guard’s $3 per policy service fee to these prices: $4 $6 $8 $10 $12 $15 $20
Per Day Rate for Trips Over 30 Days $5 5 6 7 8 9 10

Click here for the Travel Guard Basic secure online order form

Here are the Travel Guard Silver Plan Prices:

Take note of this important Travel Guard Silver Plan pricing information:

  • The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person
  • $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
  • The highest per person trip cost you can order online is $100,000. Call us at 1-888-407-3854 if your per person trip cost exceeds $100,000 to get quotes on, or to order other plans that can cover your full trip cost.
  • It’s the same price for a trip of up to 30 days
  • You can increase the Emergency Medical to $20,000 for $10 – $55 per person depending on your age
  • Travel Guard Silver has a $7 non-refundable policy fee
  • The daily per person rates for a 31 – 365 days’ trip is $5
  • Here’s the Travel Guard Silver secure online order form

The Travel Guard Silver Plan Prices

Per Person Trip Cost
(US dollars)
Ages
0 – 34
Ages
35 – 59
Ages
60 – 69
Ages
70 – 74
Ages
75 – 79
Ages
80 – 84
Ages
85+
$0 14 21 27 31 46 58 67
$1 – 250 17 25 31 37 48 67 76
$251 – 500 20 30 34 43 51 77 85
$501 – 1,000 35 44 55 75 96 123 145
$1,001 – 1,500 45 60 75 99 136 161 205
$1,501 – 2,000 61 80 104 142 175 207 263
$2,001 – 2,500 78 100 128 174 214 254 330
$2,501 – 3,000 95 118 154 208 256 297 390
$3,001 – 3,500 111 125 180 242 292 341 447
$3,501 – 4,000 126 137 204 274 332 396 501
$4,001 – 4,500 142 157 260 310 371 459 562
$4,501 – 5,000 158 178 291 346 412 513 619
$5,001 – 5,500 182 210 319 403 451 573 678
$5,501 – 6,000 203 240 347 441 491 632 738
$6,001 – 6,500 220 262 379 479 530 694 795
$6,501 – 7,000 239 284 413 519 573 755 860
$7,001 – 8,000 263 309 462 586 653 847 977
$8,001 – 9,000 295 334 512 654 734 946 1,102
$9,001 – 10,000 328 363 567 723 822 1,044 1,226
The Silver’s Medical Upgrade cost (extra $20,000 Medical & No Deductible)
You need to add Travel Guard’s $3 per policy service fee to these prices: $10 $15 $20 $25 $35 $45 $55
Per Day Rate for Trips Over 30 Days $5 5 6 7 8 9 10

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Since Jan. 2005
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