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Since Jan. 2005
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1,617 Testimonials

Travel Insured’s Lite & Lite Expanded
Trip Cancellation Travel Insurance Plans

This is a long page – You get lots of information and prices

If you’re looking for the Travel Insured Worldwide Trip Protector & Gold plans, click here

While pulling all the necessary paperwork together to file a claim was daunting (but necessary), I was amazed at how easy and hassle-free Travel Insured International made the claim and paid it promptly. I would definitely purchase a policy through TripInsuranceStore.com in the future. It was the best investment I have ever made. Thanks, Richard S., Acworth, Georgia

 

Travel Insured has its strengths & quibbles:

Why Buy It? Quibbles
The Travel Insured Worldwide Trip Protector Lite Expanded plan has $15,000 Secondary Emergency Medical & $100,000 Emergency Medical Transportation coverage The Travel Insured Lite Expanded’s Emergency Medical has a $50 deductible per occurrence
The Travel Insured Worldwide Trip Protector Lite plan has $10,000 Secondary Emergency Medical & $100,000 Emergency Medical Transportation coverage The Travel Insured Lite’s Emergency Medical has a $50 deductible per occurrence
You can double either Travel Insured Lite plan’s Emergency Medical & Medical Transportation for $25 per person The maximum trip cost you can cover is $10,000 per person with a $40,000 per policy maximum
You have to buy the Travel Insured Lite Expanded plan within 14 calendar days after your initial trip deposit date to cover pre-existing conditions & Financial Default The Travel Insured Lite plan does not cover pre-existing medical conditions nor Financial Default
Travel Insured can advance payment to a medical facility if needed to secure Your admission The Emergency Medical coverage ends when you return home
1 child under 18 is covered free with each related adult on the same policy Travel Insured Lite plans’ maximum trip length is 30 days
The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, nor pre-existing conditions coverage. You have $500 Return Air only for the Lite & Lite Expanded. A $0 trip cost changes your policy’s effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
You have up to 14 calendar days after your initial trip deposit date to get “Cancel For Business Reasons” coverage for $24 per person – except WA State residents. See the details.
Both Travel Insured Lite plans have a 180 day Pre-existing Condition Lookback Period
You have a 14 day Free Look Period
Travel Insured plans are available to US residents
Everyone with the same itinerary is considered a traveling companion

The Travel Insured Lite Expanded plan can cover you with up to $30,000 Secondary Emergency Medical insurance, up to $200,000 Emergency Medical Evacuation. 14 day money back satisfaction guarantee. Available to anyone buying their plan through us. All benefits are in US dollars.

Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader).

Travel Insured’s Worldwide Trip Protector Lite Certificates of Coverage:

Trip Protector Lite Trip Protector Lite Expanded
Indiana Residents’ Lite Indiana Residents’ Lite Expanded
New Hampshire Residents’ Lite New Hampshire Residents’ Lite Expanded
Washington Residents’ Lite Washington Residents’ Lite Expanded
All Other States’ Lite All Other States’ Lite Expanded
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Trip Protector Lite or Lite Expanded Certificate of Coverage. Click on the link to view or download it

The Travel Insured Travel Insured Lite & Lite Expanded Plans cover:

Plan Name Trip Protector Lite Trip Protector Lite Expanded
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form – you need to call us at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.
Money Back Guarantee 14 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to the insured amount
Secondary Emergency Medical (per person) – Travel Insured can advance payment to a medical facility if needed to secure Your admission $10,000 / $50 deductible per occurrence 

You can upgrade to $20,000 medical & get an additional $100,000 Emer. Medical Transportation for just $25 per person

$15,000 / $50 deductible per occurence 

You can upgrade to $30,000 medical & get an additional $100,000 Emer. Medical Transportation for just $25 per person

Emergency Medical Transportation (per person) $100,000
Your deadline to waive the Pre-Existing Condition exclusion No Pre-Existing Condition Waiver Your Initial Trip Deposit Date plus 14 calendar days
Pre-Existing Condition Lookback Period 180 Days
Travel Baggage (per person) $750 with $50 deductible
Baggage Delay (per person) $200 (after 24 hours)
Travel Delay (per person) $500 ($100 a day after 12 hours)
Missed Connection (per person) No Coverage $200 (after 6 hours)
Travel Supplier Financial Default No Financial Default Coverage 14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days
Up to $1,000,000 Optional Flight Insurance Upgrade $8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000
$8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000
24-hour Assistance Services Included
Terrorist Incident coverage in Itinerary City “If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage.”
More Optional Upgrades • You have up to 14 calendar days after your initial trip deposit date to get the Cancel For Business Reasons except for WA residents for $24 per person
• Collision Damage Waiver ($7 per calendar day) except for TX & WA residents
• Up to $1,000,000 Flight Insurance
• Sports upgrade which covers covers covers $1,000 for rental of sports equipment that is delayed and/or forfeited greens fees for $30 per person
More Details • One child age 17 & under is insured for free for each related adult 18 or older on the same policy
Insurance Underwriter ARCH Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form – Higher per person trip cost? Get side by side quotes on plans that can cover your full trip cost if your per person trip cost exceeds $10,000.

Here’s How Travel Insured’s Optional
Cancel For Business Reasons Upgrade Works:

You have up to get this upgrade within 14 calendar days after your initial trip deposit date

Not available for residents of Washington State

The “Cancel For Business Reasons Upgrade” includes ability to Cancel for Business Reasons. Its cost is $24 per person on the same policy.

If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Trip due to one of the following unforeseen events:

1) You or Your Traveling Companion are required to work during Your scheduled Trip. You must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer.

2) Your or Your Traveling Companion’s company being made unsuitable for business by fire, flood, burglary, vandalism or Natural Disaster.

3) Your or Your Traveling Companion’s company being directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be involved in such an event.

4) The employer with whom You or Your Traveling Companion were employed on Your Effective Date transfers You or Your Traveling Companion more than 250 miles and You or Your Traveling Companion are required to relocate Your or Your Traveling Companion’s primary residence.

5) You or Your Traveling Companion are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

Note: For any child to qualify for benefits under the Business Upgrade, coverage must be purchased and paid for each child covered.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 or 507-214-3854.

Here are the Travel Insured
Worldwide Trip Protector Lite Plan Prices:

Take note of this important Travel Insured Worldwide Trip Protector Lite Plan pricing information:

The Travel Insured Worldwide Trip Protector Lite Plan Prices
Per Person Trip Cost Up to
Age 35
Ages
36 – 60
Ages
61 – 70
Ages
71 – 75
Ages
76 – 80
Ages
81 – 85
Ages
86 +
$0 $12 19 25 30 35 58 62
$1 – 250 14 22 28 34 37 68 73
$251 – 500 16 25 30 38 42 71 76
$501 – 1000 29 37 47 65 72 106 128
$1001 – 1500 38 53 64 85 113 138 179
$1501 – 2000 52 70 91 123 155 179 230
$2001 – 2500 67 87 111 150 185 221 280
$2501 – 3000 81 103 135 182 223 255 335
$3001 – 3500 96 110 156 210 252 306 386
$3501 – 4000 109 122 176 242 292 354 435
$4001 – 4500 123 137 226 269 325 399 488
$4501 – 5000 137 154 253 298 360 450 536
$5001 – 5500 158 181 279 350 398 498 588
$5501 – 6000 177 208 301 385 432 553 640
$6001 – 6500 192 229 332 420 465 605 689
$6501 – 7000 208 248 360 450 500 655 742
$7001 – 8000 228 270 403 511 570 735 845
$8001 – 9000 257 293 446 570 640 816 949
$9001 – 10,000 285 313 495 630 715 899 1,054

Click here to go to the Travel Insured’s secure online order form

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 or 507-214-3854.

Here are the Travel Insured
Worldwide Trip Protector Lite Expanded Plan Prices:

Take note of this important Travel Insured Worldwide Trip Protector Lite Expanded Plan pricing information:

The Travel Insured Worldwide Trip Protector Lite Expanded Plan Prices
Per Person Trip Cost Up to
Age 35
Ages
36 – 60
Ages
61 – 70
Ages
71 – 75
Ages
76 – 80
Ages
81 – 85
Ages
86 +
$0 $15 22 27 32 50 77 81
$1 – 250 17 24 30 37 53 84 87
$251 – 500 20 29 33 42 56 88 98
$501 – 1000 35 43 55 77 99 135 154
$1001 – 1500 45 60 75 98 135 179 216
$1501 – 2000 60 80 104 140 183 231 278
$2001 – 2500 78 101 128 178 243 283 341
$2501 – 3000 96 117 153 203 301 329 404
$3001 – 3500 110 124 181 240 339 388 469
$3501 – 4000 126 136 202 270 371 436 533
$4001 – 4500 143 155 260 305 406 511 589
$4501 – 5000 159 180 290 375 441 576 649
$5001 – 5500 180 209 318 427 480 629 740
$5501 – 6000 203 239 347 461 516 698 788
$6001 – 6500 219 259 378 495 558 758 837
$6501 – 7000 238 283 410 535 599 813 901
$7001 – 8000 263 308 457 606 703 905 1,022
$8001 – 9000 296 332 515 683 805 989 1,115
$9001 – 10,000 327 370 569 755 908 1,097 1,305

Click here to go to the Travel Insured’s secure online order form – you need to call us toll-free at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 or 507-214-3854.

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Since Jan. 2005
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