Travel Guard Travel Insurance Detailed Description Page

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Travel Guard's Trip Cancellation & Interruption Travel Insurance Plans

This is a long page - You get lots of information and prices

Travel Guard has its strengths & quibbles:

Why Buy It?	Quibbles
The Cruise, Tour & Travel plan has $50,000 Primary Emergency Medical coverage	The Protect Assist plan has $25,000 Secondary Emergency Medical coverage
Travel Guard can guarantee payment to a medical facility to secure your admission while you're on your trip	You can't get any pre-existing conditions & supplier financial default coverage when your trip's over $15,000 per person
Children under 18 are covered at no additional cost (except for optional upgrades) on the Protect Assist plan when accompanied by a covered adult. The children must be a Family Member of the primary insured.	These Travel Guard plans are not available to NY, OR & WA State residents
These Travel Guard plans are available to US & Canadian residents, except NY, OR & WA State residents
The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, trip interruption, nor pre-existing conditions coverage
You have 14 calendar days after your initial trip deposit date (they say 15 days) to cover pre-existing conditions & supplier financial default, and the optional Cancel For Any Reason or Work upgrades
The Cruise, Tour and Travel plan has just a 60 day Lookback period
You have a 14 day Free Look Period
The Cruise, Tour & Travel and Protect Assist plans have a 150% trip interruption benefit
Travel Guard's maximum trip length is 365 days
You can upgrade Cruise, Tour & Travel's Medical coverage to $100,000 (from $50,000)
Travel Guard is 1 of the 6 companies we trust
If you already know which Travel Guard plan you want, click here to go to Travel Guard's secure online order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone.

Travel Guard's plans cover you for up to $100,000 Primary Emergency Medical and up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back satisfaction guarantee. Available to both US and Canadian residents. All benefits are expressed in U.S. dollars.

Travel Guard Also Has A Collision Damage Waiver Plan: This Collision Damage Waiver covers damage to your Rental Car for only $9 a day. Get more information here.

Travel Guard's Certificates of Coverage: (DOC)

Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Cruise, Tour & Travel's (same as Platinum plan) DOC	Protect Assist's (same as Gold plan) DOC
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Cruise, Tour & Travel (Platinum) or Protect Assist (Gold) DOC. You may click on the link to view or download it

The Travel Guard Protect Assist and Cruise, Tour & Travel Plans Cover:

Plan Name	Protect Assist (Gold)	Cruise, Tour & Travel (Platinum)
Secure online order form link (You won't pay extra fees by going through us)	Protect Assist's (Gold) secure online purchase page	Cruise, Tour & Travel's (Platinum) secure online purchase page
Money Back Guarantee	15 days
Trip Cancellation (per person)	Up to the insured amount
Trip Interruption (per person)	Up to 150% of the insured amount	Up to 150% of the insured amount
Emergency Medical (per person)	$25,000 Travel Guard can guarantee the hospital payment	$50,000 Travel Guard can guarantee the hospital payment
Emergency Medical Evacuation / Repatriation (per person)	$500,000	$1,000,000
Emergency Dental Treatment for Accidental Injury (per person)	$500
Your deadline to waive the Pre-Existing Condition exclusion	Your Initial Trip Deposit Date plus 14 calendar days
Pre-Existing Condition Lookback Period	180 Days	60 Days
Travel Baggage (per person)	$1,000	$2,500
Travel Baggage Delay (per person)	$300	$500
Travel Delay (per person)	$750 (after 5 hours)	$1,000 (after 5 hours)
Missed Connection (per person)	$250 (after 3-5 hours)	$500 (after 3-5 hours)
24 Hour AD&D (per person)	No Coverage	$50,000
Rental Car Collision / Loss Damage Waiver	Yes, as a separate plan
24-hour Assistance Services	Included
Flight Accident Insurance (per person)	Yes, US residents click here Yes, Canadian residents click here
Travel Supplier Financial Default	14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days
Terrorist Incident coverage in Itinerary City	"...in a city to which you were scheduled to arrive within 30 days"
Some More Details:	• Secondary medical coverage • US or Canadian residents only	• Optional upgrade to $100,000 medical is available • Primary medical coverage • US or Canadian residents only
Insurance Underwriter	American Home Assurance Company (2008 AM Best Rating A+)
Secure online order form link (you don't pay extra fees by going through us)	Go to the Protect Assist (Gold) secure online order form	Go to the Cruise, Tour & Travel (Platinum) secure online order form

Here are the Cruise, Tour & Travel (Platinum) Plan prices:

Take note of this important Cruise, Tour & Travel (Platinum) Plan pricing information:

The table contains rates for Trip costs up to $15,000 per person. Call us at 1-888-407-3854 for prices on trips over $15,000 per person.
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
It's the same price for a trip of up to 30 days
You have to add 50% (or multiply it by 1.5) to the Cruise, Tour & Travel (Platinum) rates plus a $3 service fee to get the cost including the optional Cancel For Any Reason Benefit
You can double the Emergency Medical to $100,000 for $13 - $43 per person, depending on their age
Travel Guard has a $6 non-refundable policy fee
The $100,000 optional upgrade medical prices are on the last row
The daily per person rates for a 31 - 365 days' trip is $5
Here's the Travel Guard Cruise, Tour & Travel secure online order form

Trip Cost Per Person (US dollars)	Ages 0 - 34	35 - 59	60 - 69	70 - 74	75 - 79	80 - 84	85+
$0	$26	30	44	50	66	99	114
$1 - 250	$31	36	53	59	77	114	131
$251 - 500	$36	42	62	68	87	128	148
$501 - 1,000	$62	75	104	122	152	220	240
$1,001 - 1,500	$90	103	146	172	222	321	341
$1,501 - 2,000	$116	143	187	220	297	435	448
$2,001 - 2,500	$145	178	229	284	373	545	555
$2,501 - 3,000	$170	214	272	342	448	662	673
$3,001 - 3,500	$195	258	314	400	539	773	789
$3,501 - 4,000	$219	293	356	458	617	884	903
$4,001 - 4,500	$245	328	397	530	714	994	1,015
$4,501 - 5,000	$270	375	440	590	799	1,090	1,129
$5,001 - 5,500	$311	413	483	649	850	1,121	1,201
$5,501 - 6,000	$333	461	541	708	929	1,136	1,272
$6,001 - 6,500	$362	500	588	791	1,001	1,242	1,391
$6,501 - 7,000	$394	554	633	852	1,083	1,348	1,510
$7,001 - 8,000	$451	613	721	945	1,201	1,491	1,671
$8,001 - 9,000	$521	714	814	1,067	1,358	1,690	1,893
$9,001 - 10,000	$600	795	907	1,190	1,512	1,884	2,109
$10,001 - 11,000	$675	910	1,049	1,375	1,747	2,174	2,435
$11,001 - 12,000	$750	1,012	1,164	1,526	1,940	2,414	2,704
$12,001 - 13,000	$824	1,112	1,280	1,678	2,133	2,655	2,973
$13,001 - 14,000	$899	1,213	1,396	1,830	2,326	2,894	3,242
$14,001 - 15,000	$973	1,313	1,512	1,982	2,519	3,134	3,511
Umbrella Plan: $100,000 Total Medical Coverage	$13	17	22	27	32	37	43

Add an additional $5 per person per day for trips in excess of 30 days. For rates of trip costs over $15,000, please call Steve, Tara, Teresa, Mary, Deanna or Becky toll free at 1-888-407-3854. Note: Rates subject to change.

Click here to go directly to Travel Guard's Cruise, Tour & Travel online quote and purchase page

Here are the Protect Assist (Gold) Plan prices:

Take note of this important Travel Guard Protect Assist (Gold) Plan pricing information:

The table contains rates for Trip costs up to $15,000 per person. Call us at 1-888-407-3854 for prices on trips over $15,000 per person.
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
You have to add 40% (or multiply it by 1.4) to the Protect Assist (Gold) rates plus a $3 service fee to get the cost including the optional Cancel For Any Reason Benefit
You can double the Emergency Medical to $50,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $15 - $63 per person, depending on their age
It's the same price for a trip of up to 30 days
Travel Guard has a $6 non-refundable policy fee
The daily per person rates for a 31 - 365 days' trip is $5
Here's the Travel Guard Protect Assist secure online order form

Trip Cost Per Person (US dollars)	Ages 0 - 34	35 - 59	60 - 69	70 - 74	75 - 79	80 - 84	85+
$0	$18	28	34	46	53	89	96
$1 - 250	$22	32	37	49	58	93	101
$251 - 500	$24	36	40	51	60	95	105
$501 - 1,000	$41	52	65	89	108	144	172
$1,001 - 1,500	$53	71	89	117	154	202	242
$1,501 - 2,000	$72	94	123	166	201	261	311
$2,001 - 2,500	$92	118	152	205	248	320	381
$2,501 - 3,000	$111	139	181	245	295	379	453
$3,001 - 3,500	$130	148	211	284	340	439	522
$3,501 - 4,000	$148	162	240	323	388	519	592
$4,001 - 4,500	$165	185	303	362	434	577	662
$4,501 - 5,000	$184	206	340	401	481	652	731
$5,001 - 5,500	$211	244	374	472	528	682	802
$5,501 - 6,000	$237	281	407	516	575	733	873
$6,001 - 6,500	$258	307	444	561	621	801	943
$6,501 - 7,000	$279	333	481	605	667	869	1,012
$7,001 - 8,000	$307	362	540	684	762	977	1,155
$8,001 - 9,000	$345	392	598	764	856	1,084	1,295
$9,001 - 10,000	$382	422	659	842	953	1,192	1,439
$10,001 - 11,000	$438	491	752	958	1,118	1,391	1,680
$11,001 - 12,000	$495	556	827	1,068	1,261	1,569	1,893
$12,001 - 13,000	$552	623	896	1,175	1,408	1,752	2,081
$13,001 - 14,000	$611	691	977	1,281	1,558	1,940	2,269
$14,001 - 15,000	$672	761	1,058	1,387	1,713	2,132	2,457
Umbrella Plan: $50,000 Total Medical Coverage	$15	20	25	33	42	53	63

Add an additional $5 per person per day for trips in excess of 30 days. For rates of trip costs over $15,000, please call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854. Note: Rates subject to change.

Click here to go directly to Protect Assist's secure online quote and purchase page

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	Since Jan. 2005
Easily Contact BasicTravelInsurance.com via email: steve@TripInsuranceStore.com

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Local: 507-214-3854
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