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What Date Is Your Initial Trip Deposit Date?
Example #1:
You book a trip on July 1st and put it on your credit card. Three weeks later you get your credit card bill and pay it on July 23rd. Even though you think you "paid for your trip on July 23rd", the first payment was really made on July 1st.
Example #2:
You use frequent flyer miles to get a ticket. A month later make the deposit on your tour or cruise. Your Initial Trip Deposit Date is the is the date you arranged for your ticket with your frequent flyer miles. That's because the taxes you paid are the first payment made on your trip.
What if you re-book your trip? Does your initial deposit date change?
Switching the cruise to a different travel agent doesn't neccessarily re-set your Initial Deposit Date. If any of the money you paid previously is either transferred or applied to your new cruise's booking, the original deposit date will be the same.
The only way it's treated as a new cruise & new deposit date is if:
- You can show documentation that you completely cancelled the 1st cruise and received 100% of your money back as either a credit card credit or in the form of a check made payable to you, and
- You then have to book a trip with different travel dates from the trip you cancelled.
Why different travel dates?
If you examine the travel insurance policies, you'll see that Travel Guard and Travel Insured include wording like "this is the first and only booking for this same destination and dates of travel" as a condition of waiving the pre-existing medical condition exclusion. You cannot cancel your trip & re-book it to just reset your inital trip deposit date. Read Steve's Blog post to find out more.
Click here to find out more about pre-existing conditions coverage.
Easily Contact BasicTravelInsurance.com via email: steve@tripinsurancestore.com | ||
Protect Yourself and Travel with Peace of Mind
BasicTravelinsurance.com is a division of TripInsuranceStore.com
 Since Jan. 2005 | ||
Easily Contact BasicTravelInsurance.com via email: steve@TripInsuranceStore.com | ||
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